Every title is built around the same idea: the decisions that protect your family, your finances, and your future shouldn’t require a specialist to understand. Explore the full library below.
12 Titles
Whether you’re renting out a single bungalow or overseeing a growing portfolio, this is the operating manual real landlords need. David Phung walks through the full lifecycle of ownership: screening tenants who pay on time, drafting leases that hold up when it matters, navigating the legal landscape without a law degree, and building maintenance systems that protect your investment instead of draining it. Grounded in real-world case studies, it shows how to turn tenant relationships into steady partnerships and keep the books clean enough to survive an audit or a sale. For first-time landlords and owners scaling toward their next acquisition alike, this is the field guide to running rental property like a real business.
Every business owner insures against something; few insure against the right things. This book breaks down the full architecture of commercial coverage — property and asset protection, liability exposure, and employee compensation — so a policy stops being a line item and starts being a strategy. Drawing on years inside the insurance industry, David Phung explains how customized coverage prevents a single bad claim or disaster from undoing years of hard-won growth, and offers a clear-eyed framework for closing the gaps most policies quietly leave open. Featured at the LA Times Festival of Books, this is essential reading for entrepreneurs who want more than coverage — they want peace of mind.
Life insurance and annuities are two of the most misunderstood tools in personal finance, and two of the most powerful when used correctly. This book demystifies both, walking readers through term, whole, and universal life policies alongside fixed, variable, and indexed annuities in plain, practical language. David Phung shows how to match coverage to real family circumstances rather than generic advice, building a plan that protects loved ones today while quietly compounding toward a secure retirement. Written for anyone standing at a financial crossroads, it replaces confusion with a clear framework for customizing coverage and building a legacy that reflects the people it’s meant to protect.
Your home is likely your largest asset, and one of the easiest to under-protect. This guide walks homeowners through everything the fine print leaves out: how to build a home inventory before you need one, how to file a claim that actually gets paid, and how coverage for fire, theft, and natural disasters really works in practice. David Phung also tackles identity insurance and the growing case for umbrella policies. Written with the same clarity whether you’re closing on your first house or reassessing decades-old coverage, it replaces guesswork with a step-by-step approach to protecting your property, your identity, and your peace of mind.
Auto insurance touches nearly every driver, yet most people buy it without understanding what they’re actually purchasing. This book changes that, breaking down mandatory and optional coverages — liability, uninsured motorist, collision, and comprehensive protection — into a clear, no-jargon explanation any driver can use. David Phung unpacks the real factors that move your premium, from age and driving history to vehicle type and credit score, and shows how to claim every safe-driving and multi-policy discount available. Whether you’re a new driver or an experienced motorist convinced you’re overpaying, this book turns a notoriously confusing purchase into an informed one.
Choosing the right insurance company can feel like navigating a maze with no map. This book hands readers that map, laying out exactly what separates a trustworthy provider from a forgettable one: financial stability, reputation, and genuine customer service. David Phung explains the crucial difference between independent agencies and captive agents, and why that distinction can mean thousands of dollars when a claim is on the line. Packed with practical tips and real-world examples, it covers everything from insuring a first car to protecting a growing business, always with an eye toward customizable coverage and transparent pricing.
The world moves fast, and too often it leaves its elders behind. This book pulls back the curtain on the hidden realities of growing older — the psychological emptying of retirement, the quiet exhaustion of caregiving, the isolating wall of a digital world built without seniors in mind. David Phung draws on professional expertise in insurance and senior advocacy, alongside deeply personal experience as a caregiver, to offer more than sympathy: a roadmap for empathy and action, including the difficult but necessary conversations about finance, healthcare, and end-of-life wishes families too often postpone until a crisis forces the issue.
What if the key to a more fulfilled life has been within you all along? This practical, research-grounded guide is for anyone — adult or parent — seeking to identify the talents and passions that too often go unnoticed. Blending scientific research, psychology, and real-world stories, David Phung explores how talent actually forms and provides concrete tools for aligning genuine interests with cultivated skill. Readers will learn to recognize early signs of ability, nurture it with discipline rather than pressure, and push past the barriers that quietly block growth — an invitation to discover your gifts and let your genius lead the way.
Secure your future. Protect your family. Control your legacy. This book transforms the overwhelming task of estate planning into a clear, manageable process. David Phung, M.S., provides the authoritative roadmap to centralizing every crucial detail — assets, digital accounts, medical wishes, and family history — into one organized system. Beyond paperwork, it offers practical strategies to minimize tax and probate stress, simplify intimidating legal decisions into actionable steps, and equip executors with a single comprehensive reference. More than a planning manual, it’s a framework for defining the values and wishes you want to pass on.
Your legacy is more than a legal process; it’s a responsibility. This book offers a clear-eyed look at the risks of relying on a simple will, and the hidden “freeze” that probate can place on an estate’s value and a family’s peace. David Phung, M.S., lays out the “Triad of Protection” — combining living trusts, wills, and transfer-on-death deeds — to shield assets from court intervention, along with strategies for managing complex holdings like family businesses and rental portfolios. It also tackles the conflict families rarely plan for, with tools like the no-contest clause to replace potential chaos with lasting stability.
Most accidents are not random. They happen in a single missed moment, a distraction, a rushed decision, a risk that went unnoticed until it was too late. This book draws on David S. Phung’s real-world experience to give readers a practical framework for staying safe in everyday life, from situational awareness and home safety to road survival and protecting the people who depend on us most. Readers will learn to recognize danger early, manage fear under pressure, and build habits that turn awareness into instinct. Its premise is disarmingly simple: true safety isn’t something you react to, it’s something you practice.
Raising children in today’s world can feel overwhelming, but it doesn’t have to be. This edition of Safe & Sound is the go-to guide for families building a safe, loving, and supportive environment for their children, covering both mental health and physical safety in one practical resource. David Phung, together with contributors from medicine, health advocacy, and behavioral science, shows parents how to spot early signs of anxiety, navigate mood changes, and talk about feelings in ways that help a child feel truly understood — equipping parents with the confidence to protect both a child’s body and their inner world.